Payment Options

All you need to know about billing and coverage

We strive to provide convenient access to high-quality, pediatric dental care in our community. That’s why we are proud to accept most insurance plans and offer a variety of financing options to meet the unique needs of your family.

Insurance and Fees

We partner with a variety of insurance providers, including:

  • Humana
  • MetLife
  • United Healthcare
  • Illinois Medicaid
  • Illinois Managed Care
  • Liberty
  • Avesis
  • Illinicare
  • Delta Premier
  • Guardian PPO
  • Aetna HMO
  • Aetna PPO
  • Assurant
  • Covington
  • Cigna PPO
  • Cigna HMO


We also proudly accept the following providers for orthodontic treatment:

  • United Concordia
  • UniCare Wellpoint


If you do not have dental benefits and insurance coverage, we happily offer direct and reasonable fees for our services. It’s our goal to keep dental care simple and affordable while not compromising quality.

Flexible Financing Options

Our patients deserve the best dental care possible without any barriers, especially due to cost. We are pleased to offer convenient financing to cover the cost of services at First Smiles Dental.


SmileBank™ is our flexible and affordable financing plan. Learn more about it by visiting our SmileBank™ page or call us at (815) 495-5605.

  • Crystal Lake

    278 Memorial Drive, Crystal Lake, IL 60014